10123 Finch Avenue, Rancho Cucamonga, California 91737, Rancho Cucamonga, - bed, bath

home-pic
ACTIVE$1,645,000
10123 Finch Avenue, Rancho Cucamonga, California 91737
9Beds
5Baths
4,961Sqft
47,916Lot
Year Built
1980
Close
-
List price
$1.65M
Original List price
$1.88M
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
CV25101673
Home ConditionFair
Features
Good View: Mountain(s)
ViewMountain(s)

About this home

HOT! HOT! HOT! BUY OPPORTUNITY! INCOME PRODUCING PROPERTY (TWO SEPARATE UNITS + ADU WITH SEPARATE ENTRANCE) LIVE IN ONE, RENT THE OTHERS. All bedrooms downstairs. 9 beds, 5 baths, 4,961 sf of living area, 6 car garage, accordingly, and carport on an approximate 1.10 Acres with three living spaces: main house, attached ADU (separate entrance), and a detached 3/1 back house. Owner occupant + income producing, multigenerational or investment property. The choice is yours... Close to popular destinations such as Victoria Gardens, Ontario Mall, Schools and Parks. Welcome to 10123-1027 Finch Avenue. This one acre property offers many fruit trees such as mango, peaches, plums, pomegranates, orange, lemon, fig and many more. A paradise retreat. This property features a sweeping circular walkway, carport, multiple driveway entries, mature greenery, and an inviting courtyard perfect for relaxing or entertaining. Live in one, rent the others to offset the mortgage payment! Outdoor lovers will enjoy proximity to North Etiwanda Preserve, Red Hill Park, and scenic trails with panoramic views of the Mountains. Commuters will appreciate easy access to the 210 and 15 freeways. Whether you’re looking to enjoy Rancho Cucamonga’s vibrant lifestyle or invest in a solid property with character and a growing community. Don’t miss this opportunity to own a piece of Rancho Cucamonga. One acre lots are few in between to find in a prime location.

Price History

Date
Event
Price
08/09/25
Price Change
$1,645,000
05/07/25
Listing
$1,875,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (91 Listings)
Beds94
98%
Baths53
85%
Square foot4,9612,196
91%
Lot Size47,91611,235
98%
Price$1.65M$945K
86%
Price per square foot$332$469
7%
Built year19809935994
26%
HOA
Days on market183170
66%
Condition Rating
Fair

The property was built in 1980, making it 44 years old. While the kitchen and bathrooms show evidence of updates (stainless steel appliances, modern countertops, tiled showers, wood-look tile flooring in main areas), these updates appear to be more than 15 years old, leaning towards the 15-30 year range for renovations. The overall style of the kitchen cabinets is traditional, not contemporary. Carpets in bedrooms appear clean but are not new. The exterior and landscaping are functional but not manicured or modern. The property is well-maintained but shows its age in overall style and some components, fitting the 'fair' criteria of being aged but maintained with functional major components that show signs of being outdated.
Pros & Cons

Pros

Income-Producing Potential: The property offers significant income potential with two separate units plus an ADU, allowing for owner-occupancy with rental income or a full investment opportunity.
Expansive & Amenity-Rich Lot: Situated on an approximate 1.10-acre lot, the property boasts numerous fruit trees, mature greenery, a circular walkway, and multiple driveway entries, creating a private 'paradise retreat'.
Flexible Living Arrangements: With three distinct living spaces, the property is ideal for multigenerational families, owner-occupants seeking rental income, or pure investment purposes.
Prime Location & Accessibility: Conveniently located near popular destinations like Victoria Gardens and Ontario Mall, with easy access to the 210 and 15 freeways, and proximity to nature preserves and scenic trails.
Generous Space & Parking: Offering 4,961 sqft of living area with 9 beds and 5 baths, complemented by a 6-car garage, carport, and multiple driveway entries, providing ample space for residents and vehicles.

Cons

Age of Property: Built in 1980, the property may require updates to systems, appliances, or aesthetics to meet modern standards and preferences, potentially incurring additional costs.
Management Complexity: The presence of multiple separate units (main house, attached ADU, detached back house) could present management challenges for an owner-occupant or require specific landlord experience.
High Landscape Maintenance: The extensive 1.10-acre lot with numerous fruit trees and mature greenery, while beautiful, will likely demand significant ongoing time and financial investment for maintenance.

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