102 Tree Frog Lane, Santa Cruz, California 95060, Santa Cruz, - bed, bath

home-pic
ACTIVE$899,000
102 Tree Frog Lane, Santa Cruz, California 95060
2Beds
2Baths
1,288Sqft
566Lot
Year Built
1979
Close
-
List price
$899K
Original List price
$989K
Price/Sqft
-
HOA
$704
Days on market
-
Sold On
-
MLS number
ML82006624
Home ConditionExcellent
Features
Good View:
Deck
Patio
View-

About this home

Tucked inside the peaceful and private Shelter Lagoon enclave, this beautifully remodeled townhome offers resort-style living in the heart of Santa Cruz with a rare feature you won't find elsewhere: a scenic trail through Neary Lagoon that leads you all the way to the beach without ever stepping onto a street. This 2-bedroom, 2-bath home has been thoughtfully upgraded with a highly desirable floor plan and custom finishes. The stunning kitchen remodel includes quartz countertops, new appliances, and premium features like pull-out shelving and soft-close drawers. Perfect for both everyday living and entertaining. Enjoy vaulted open-beam ceilings, and a private deck overlooking the lush grounds and sparkling pool. With no one above or below, you'll appreciate the privacy. Just a short walk through nature brings you to the Santa Cruz Wharf, Steamer Lane, West Cliff paths, and the Beach Boardwalk. You're also walking distance to downtown Santa Cruz, minutes to UCSC, and enjoy easy commuter access. The resort-like community amenities include a pool, tennis and pickleball courts, EV charging, and beautiful greenbelts and lagoon trails. A rare gem that blends convenience, coastal living, and natural beauty, move-in ready and truly special.

Nearby schools

4/10
Bay View Elementary School
Public,K-50.4mi
6/10
Mission Hill Middle School
Public,6-80.7mi
8/10
Santa Cruz High School
Public,9-120.5mi
7/10
Harbor High School
Public,9-122.6mi
7/10
Soquel High School
Public,9-124.5mi

Price History

Date
Event
Price
09/11/25
Price Change
$899,000-5.3%
08/07/25
Price Change
$949,000
05/13/25
Listing
$989,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (21 Listings)
Beds22
50%
Baths22
50%
Square foot1,2881,077
73%
Lot Size5661,089
14%
Price$899K$775K
73%
Price per square foot$698$764.5
36%
Built year19799945995
36%
HOA$704$700
50%
Days on market176168
59%
Condition Rating
Excellent

Despite being built in 1979, this property has undergone a recent and extensive renovation, as highlighted by the 'beautifully remodeled' description and the 'stunning kitchen remodel.' The kitchen features new stainless steel appliances, quartz countertops, modern cabinetry, and a contemporary island with a built-in microwave drawer, all indicative of a very recent update. The living areas boast new hardwood flooring, updated lighting fixtures, and a fresh, modern aesthetic. While specific bathroom images are not provided, the overall description of 'thoughtfully upgraded with custom finishes' suggests a consistent high standard throughout. The property appears move-in ready with virtually new components and minimal physical depreciation, aligning with the 'Excellent' criteria for a home extensively renovated within the last 5 years.
Pros & Cons

Pros

Prime Coastal Location & Access: Offers unparalleled access to Santa Cruz attractions via a private trail to the beach, walking distance to downtown, the Wharf, and close proximity to UCSC and commuter routes.
Extensive Modern Remodel: Features a stunning, fully remodeled kitchen with premium finishes (quartz countertops, new appliances, soft-close drawers), a desirable floor plan, custom upgrades, and vaulted open-beam ceilings, making it move-in ready.
Resort-Style Community Living: Provides a luxurious lifestyle with access to a pool, tennis and pickleball courts, EV charging, and beautifully maintained greenbelts and lagoon trails within a peaceful enclave.
Enhanced Privacy & Outdoor Space: Benefits from a private townhome structure (no neighbors above or below) and a private deck overlooking lush grounds and the community pool.
Recent Price Reduction: The significant price adjustment from the original listing price presents a more attractive value proposition and potential opportunity for buyers.

Cons

Substantial Monthly HOA Dues: The $704 monthly association fee is a considerable recurring expense that impacts affordability and the overall cost of ownership.
Modest Square Footage: With 1288 sqft, the property offers limited living space, which may not suit buyers seeking larger homes or those with growing families.
Potential for Older Building Systems: Despite interior remodels, the 1979 construction year implies that some original building components or infrastructure might be nearing the end of their lifespan, potentially leading to future maintenance costs.

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