10366 Rancho Carmel Dr, San Diego, California 92128, San Diego, 92128 - 3 bed, 2 bath

ACTIVE$1,020,000
10366 Rancho Carmel Dr, San Diego, California 92128
3Beds
2Baths
1,322Sqft
155,110Lot
Year Built
1989
Close
-
List price
$1.02M
Original List price
$1.02M
Price/Sqft
$772
HOA
$280
Days on market
-
Sold On
-
MLS number
250042219SD
Home ConditionExcellent
Features
Patio
View-
About this home
Possibly Over-Priced:The estimated price is 5% below the list price. We found 3 Cons,7 Pros. Rank: price - $1.02M(30th), sqft - 1322(8th), beds - 3(50th), baths - 2(50th).
Fully upgraded home in the desirable Cambridge neighborhood of Carmel Mountain Ranch. Located in the center of a gated community with two pools and a park. In the award winning Poway unified school district, walking to multiple shopping centers, minutes from the freeway and a short drive to the beach. Must see!
Nearby schools
7/10
Shoal Creek Elementary School
Public,•K-5•0.5mi
8/10
Highland Ranch Elementary School
Public,•K-5•1.5mi
7/10
Pomerado Elementary School
Public,•K-5•1.6mi
7/10
Meadowbrook Middle School
Public,•6-8•1.5mi
8/10
Bernardo Heights Middle School
Public,•6-8•2.2mi
9/10
Rancho Bernardo High School
Public,•9-12•2.1mi
8/10
Poway High School
Public,•9-12•4.3mi
Price History
Date
Event
Price
10/22/25
Listing
$1,020,000
02/10/17
Sold
$540,000
11/18/99
Sold
$229,000
10/15/93
Sold
$172,000
Condition Rating
Excellent
Despite being built in 1989, this property has undergone a comprehensive and recent 'fully upgraded' renovation, as evidenced by the images. The kitchen features modern dark shaker cabinets, white quartz countertops, stainless steel appliances, a stylish subway tile backsplash, and recessed lighting. The bathrooms are equally updated with contemporary vanities, quartz countertops, modern fixtures, glass shower doors, and large format tile. The flooring throughout is a modern wood-look material, and the overall aesthetic is clean, bright, and current, indicating that all visible components are new or virtually new, meeting current quality standards.
Pros & Cons
Pros
High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 155110, living area = 1322.
Great Schools: High School: Rancho Bernardo High School (9/10).
Fully Upgraded Interior: The home is described as 'fully upgraded,' suggesting modern finishes and reduced immediate renovation expenses for a new owner.
Gated Community with Amenities: Located within a gated community, offering enhanced security and exclusive access to two pools and a park, contributing to a desirable lifestyle.
Award-Winning School District: Situated in the highly-regarded Poway Unified School District, with multiple top-rated schools nearby, making it very attractive to families.
Excellent Walkability & Accessibility: Boasts a prime location with walking distance to multiple shopping centers, minutes from the freeway, and a short drive to the beach, ensuring convenience and connectivity.
Desirable Neighborhood & Property Type: A single-family residence in the sought-after Carmel Mountain Ranch neighborhood of San Diego, offering strong intrinsic value and appeal.
Cons
Ongoing Association Fees: The property incurs a monthly association fee of $280, which adds to the overall cost of homeownership and may deter some potential buyers.
Older Construction (Despite Upgrades): Built in 1989, the underlying structure is over 30 years old. While 'fully upgraded,' some original systems or components may eventually require maintenance or replacement.
Modest Square Footage for Price Point: With 1322 sqft, the home offers a relatively compact living space, which might be a limiting factor for buyers seeking larger homes, especially at a price point over $1 million in this market.








