10518 Monterey Ridge Dr, San Diego, California 92127, San Diego, 92127 - 5 bed, 3 bath

ACTIVE$2,090,000
10518 Monterey Ridge Dr, San Diego, California 92127
5Beds
3Baths
3,080Sqft
5,900Lot
Year Built
2008
Close
-
List price
$2.09M
Original List price
$2.09M
Price/Sqft
$679
HOA
$100
Days on market
-
Sold On
-
MLS number
250040138SD
Home ConditionGood
Features
Patio
View-
About this home
Possibly Over-Priced:The estimated price is 8% below the list price. We found 3 Cons,5 Pros. Rank: price - $2.09M(54th), sqft - 3080(54th), beds - 5(67th), baths - 3(50th).
Mello-Roos PAID OFF! Great 4S Ranch home with a short walk to Monterey Ridge Elementary and park! This highly upgraded home offers 5 bedrooms, and 3 Baths including downstairs bedrooms with 1 full bath. Gorgeous Interior With Many Upgrades. All new bathrooms. Gourmet Granite Kitchen and walk in pantry. Hardwood floors throughout the house. 3 car garage great for extra storage Dual zone A/C. Top ranked Poway Schools and 4S Shopping Plaza nearby! Easy access to the freeways. Turn key opportunity!
Price History
Date
Event
Price
09/28/25
Listing
$2,090,000
Condition Rating
Good
Built in 2008, this property is 16 years old and presents as move-in ready with no immediate renovations required. The description highlights 'highly upgraded' features, 'all new bathrooms,' 'Gourmet Granite Kitchen,' 'hardwood floors throughout,' and 'dual zone A/C,' indicating a well-maintained home. The images confirm good quality finishes, including dark wood cabinets and granite countertops in the kitchen, stainless steel appliances, and a spacious master bathroom with marble-look tile and dual vanities. While the kitchen granite and bathroom tile styles are not the absolute latest trends, they are in excellent condition and functional. The hardwood and tile flooring are well-kept. All major systems appear functional and within expected lifespan, aligning perfectly with the 'Good' score criteria for a property built within 10-20 years that is well-maintained and has some updated components.
Pros & Cons
Pros
Financial Advantage: Mello-Roos taxes are fully paid off, offering significant long-term savings and reducing the overall cost of homeownership.
Prime Family-Friendly Location: Located in the highly sought-after 4S Ranch, with top-ranked Poway Schools, walking distance to Monterey Ridge Elementary and a park, and convenient access to 4S Shopping Plaza and major freeways.
Extensive Modern Upgrades: The home boasts a highly upgraded interior, including all new bathrooms, a gourmet granite kitchen with a walk-in pantry, and hardwood floors throughout, providing a turnkey living experience.
Versatile & Spacious Layout: Features 5 bedrooms and 3 baths, including a convenient downstairs bedroom with a full bath, and a 3-car garage, catering to diverse family needs and ample storage.
Enhanced Comfort & Efficiency: Equipped with dual-zone air conditioning, ensuring optimal climate control and improved energy efficiency throughout the home.
Cons
Potential Overpricing: The current listing price of $2.09M is above the estimated property value of approximately $2.04M, suggesting it may be priced aggressively relative to current market benchmarks.
Ongoing HOA Fees: The property is subject to a monthly Homeowners Association fee of $100, which adds to the recurring cost of ownership.
Moderate Lot Size: While functional, the 5900 sqft lot size might be considered moderate for a 5-bedroom family home, potentially limiting extensive outdoor living space compared to some comparable properties in the area.

































