120 Maple Street, Santa Cruz, California 95060, Santa Cruz, - bed, bath

home-pic
ACTIVE$1,279,000
120 Maple Street, Santa Cruz, California 95060
4Beds
1Bath
1,312Sqft
3,615Lot
Year Built
1885
Close
-
List price
$1.28M
Original List price
$1.3M
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
ML82017571
Home ConditionFair
Features
Patio
View-

About this home

A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.

Price History

Date
Event
Price
10/22/25
Price Change
$1,279,000-1.5%
09/17/25
Listing
$1,299,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (87 Listings)
Beds43
75%
Baths12
9%
Square foot1,3121,792
24%
Lot Size3,6157,558
14%
Price$1.28M$1.5M
32%
Price per square foot$975$903
63%
Built year18859850985
1%
HOA
Days on market48147
7%
Condition Rating
Fair

Built in 1885, this historic Victorian home shows signs of regular upkeep with fresh paint and new carpeting in the living areas. However, the single bathroom is significantly outdated with a red countertop and older shower enclosure, requiring immediate renovation. The absence of kitchen photos suggests it is also likely dated. While the property is clean and appears functional, key areas like the bathroom and likely the kitchen are not up to modern standards, aligning with the 'fair' condition of an aged but maintained home needing substantial updates.
Pros & Cons

Pros

Prime Downtown Location: Situated in Prime Downtown Santa Cruz, just minutes from the iconic Boardwalk and pristine beaches, offering exceptional walkability and access to amenities.
Versatile CBD Zoning: Positioned in the coveted Central Business District (CBD) zone, providing remarkable versatility for residential, rental, or commercial possibilities.
Historic Victorian Charm: A Historic Victorian Gem built in 1885, featuring vintage character, soaring ceilings, period details, and a beautiful fireplace, appealing to those seeking unique architectural heritage.
Strong Investment Potential: Explicitly marketed as ideal for a 1031 exchange or college rental, leveraging its 4 bedrooms and downtown location for income generation.
Ample Outdoor Living Spaces: Includes a welcoming front porch and a generous, private rear patio, offering multiple options for outdoor relaxation and entertainment.

Cons

Limited Bathroom Count: The property features only one bathroom for four bedrooms, which may be inconvenient for families or multiple occupants and could impact market appeal.
Age-Related Maintenance & Systems: As a home built in 1885, it likely requires ongoing maintenance and potential updates to plumbing, electrical, and other core systems, which could incur significant future costs.
Listed Above Estimated Value: The current listing price of $1,279,000 is approximately 4% higher than the estimated property value of $1,224,415, potentially affecting buyer interest and negotiation leverage.

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