1278 E Madison Ave D, El Cajon, California 92021, El Cajon, 92021 - 3 bed, 2 bath

1278 E Madison Ave D, El Cajon, California 92021 home-pic-0
ACTIVE$485,000
1278 E Madison Ave D, El Cajon, California 92021
3Beds
2Baths
1,280Sqft
Lot
Year Built
1965
Close
-
List price
$485K
Original List price
$485K
Price/Sqft
$379
HOA
$600
Days on market
-
Sold On
-
MLS number
250041556SD
Home ConditionFair
Features
Patio
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $485.0K(82th), sqft - 1280(88th), beds - 3(82th), baths - 2(52th).

Welcome to this beautifully maintained 3-bedroom, 2-bath condo in a prime El Cajon location, just south of I-8 and close to schools, shopping, and freeway access. Enjoy a smart and functional layout featuring dual sinks in the main bathroom and a spacious primary bedroom that opens onto a covered patio, perfect for morning coffee or evening relaxation. Added conveniences include in-unit washer & dryer, private storage, and covered parking. This VA-approved community combines comfort, convenience, and value. Don’t miss your chance to make this inviting condo your new home! Come see how this home and community together create a lifestyle that feels both welcoming and complete. Possible VA Assumable Loan.

Nearby schools

2/10
Naranca Elementary School
Public,K-50.5mi
3/10
Cajon Valley Middle School
Public,6-81.0mi
3/10
El Cajon Valley High School
Public,9-120.5mi
3/10
Idea Center
Public,9-122.7mi

Price History

Date
Event
Price
10/13/25
Listing
$485,000
Condition Rating
Fair

Built in 1965, this condo appears well-maintained but shows significant signs of being outdated. The kitchen features older light wood cabinets, laminate countertops, and white appliances (including a range with coil burners and an older refrigerator), along with a dated fluorescent light fixture. Bathrooms also exhibit older vanities, laminate counters, and dated tile/fixtures. Carpets in living areas and bedrooms appear worn, and flooring in wet areas is linoleum/vinyl. While functional and clean, the property requires minor updates to bring it to current aesthetic and quality standards, consistent with a renovation 15-30 years ago rather than a recent one.
Pros & Cons

Pros

Strategic Location & Accessibility: Prime El Cajon location offering excellent access to I-8, schools, and shopping, enhancing convenience for residents.
VA Approved Community & Assumable Loan: The community is VA-approved, and a possible VA assumable loan offers a significant financial advantage for eligible buyers.
Comprehensive In-Unit Amenities: Includes highly desirable features such as an in-unit washer/dryer, private storage, and covered parking, adding significant daily convenience.
Functional Layout & Private Outdoor Space: Features a smart and functional layout with dual sinks in the main bathroom and a spacious primary bedroom opening to a covered patio for relaxation.
Well-Maintained Condition: Described as 'beautifully maintained,' indicating good upkeep and potential move-in readiness for buyers.

Cons

High Monthly Association Fees: The $600 monthly association fee is substantial and adds significantly to the overall cost of ownership, potentially impacting affordability.
Older Building Construction: Built in 1965, the property's age may lead to concerns about aging infrastructure, systems, or potential future maintenance requirements.
Below-Average School Ratings: Nearby elementary, middle, and high schools have ratings of 2 and 3, which could be a deterrent for families prioritizing top-tier educational institutions.

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