GetMyHome
‪(213) 433-7766‬

231 Montana Del Lago, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, - bed, bath

home-pic
ACTIVE$1,099,000
231 Montana Del Lago, Rancho Santa Margarita, California 92688
3Beds
3Baths
1,600Sqft
Lot
Year Built
1998
Close
-
List price
$1.1M
Original List price
$1.15M
Price/Sqft
-
HOA
$240
Days on market
-
Sold On
-
MLS number
OC25207603
Home ConditionGood
Features
Good View: Lake, Neighborhood
Patio
ViewLake, Neighborhood

About this home

Very rare lake-front view opportunity at 231 Montana Del Lago—truly turnkey and beautifully upgraded. Neutral décor sets a calm backdrop for an airy main level with a breakfast bar kitchen featuring remodeled cabinetry, granite counters, and stainless-steel appliances (refrigerator included). Warm hardwood floors, crown molding, recessed lighting, ceiling fans, and built-in speakers elevate everyday living. A finished lower level (with full-size laundry room) flexes as a den, office, or potential 4th bedroom. Upstairs, three bedrooms include a primary with walk-in closet; baths feature updated details including a clear glass shower door. Enjoy the enclosed yard with sparkling lake views, perfect for morning coffee or sunset gatherings. Thoughtful touches continue with mirrored wardrobe doors, closet organizers, six-panel doors and upgraded hardware, plus a cozy fireplace. Stroll to the Lake, Beach Club Lagoon, trails, shops, restaurants, and more—an entertainer’s setting in a premier RSM lake-area location. This one has it all!

Nearby schools

7/10
Trabuco Mesa Elementary School
Public,•PK-6•0.4mi
7/10
Rancho Santa Margarita Intermediate School
Public,•7-8•0.4mi
8/10
Trabuco Hills High School
Public,•9-12•3.8mi

Price History

Date
Event
Price
10/09/25
Price Change
$1,099,000-4.4%
09/09/25
Listing
$1,150,000
Neighborhood Comparison
 SubjectAverage HomeNeighbourhood Ranking (103 Listings)
Beds32
74%
Baths32
65%
Square foot1,6001,027
92%
Lot Size031,622
Price$1.1M$659K
97%
Price per square foot$687$663
63%
Built year19989950995
97%
HOA$240$452
12%
Days on market56172
5%
Condition Rating
Good
Built in 1998, this property has undergone significant upgrades that make it move-in ready. The kitchen features remodeled cabinetry, granite countertops, and modern stainless-steel appliances, all appearing in excellent condition. Bathrooms also show updated details, including clear glass shower doors and contemporary vanities. Hardwood floors, recessed lighting, and crown molding throughout the main living areas contribute to a well-maintained and updated aesthetic. While the property is over 20 years old, the described and visible renovations appear to have been completed within the last 5-15 years, aligning with the 'Good' condition criteria for a property that is not newly built but extensively renovated and well-maintained.
Pros & Cons

Pros

Lake-Front View & Premier Location: Offers a rare lake-front view opportunity in a premier Rancho Santa Margarita location, providing direct access to the lake, Beach Club Lagoon, trails, shops, and restaurants.
Turnkey & Extensive Upgrades: The property is truly turnkey and beautifully upgraded throughout, featuring remodeled cabinetry, granite counters, stainless-steel appliances, hardwood floors, crown molding, and recessed lighting.
Remodeled Kitchen: The kitchen boasts remodeled cabinetry, granite counters, stainless-steel appliances (refrigerator included), and a breakfast bar, creating a modern and highly functional space.
Flexible Living Space: A finished lower level provides versatile use as a den, office, or potential fourth bedroom, significantly enhancing the property's adaptability and value.
Enhanced Interior Features: Thoughtful details such as built-in speakers, ceiling fans, mirrored wardrobe doors, closet organizers, upgraded hardware, and a cozy fireplace elevate the overall living experience.

Cons

Condominium Ownership & HOA Fees: As a condominium, the property is subject to monthly association fees ($240) and adherence to HOA rules and regulations, which may limit owner autonomy and add to recurring expenses.
Absence of Central Air Conditioning: While ceiling fans are mentioned, the description does not specify central air conditioning, which could be a significant comfort consideration during hot Southern California summers.
Limited Private Outdoor Space: Although an 'enclosed yard' is present, as a condominium, the private outdoor space is likely smaller compared to a single-family home, potentially limiting extensive outdoor activities or gardening.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse market stats by State