26 Peony, Coto De Caza, California 92679, Coto De Caza, - bed, bath

home-pic
ACTIVE$2,888,000
26 Peony, Coto De Caza, California 92679
4Beds
5Baths
4,236Sqft
15,654Lot
Year Built
1999
Close
-
List price
$2.89M
Original List price
$2.89M
Price/Sqft
-
HOA
$353
Days on market
-
Sold On
-
MLS number
OC25239875
Home ConditionGood
Features
Good View: Canyon, Mountain(s), Valley, Trees/Woods
Deck
Patio
ViewCanyon, Mountain(s), Valley, Trees/Woods

About this home

Rarely does a home like this come along! An incredible opportunity for qualified buyers to possibly assume the seller’s 2.5% VA loan, a rare find in today’s market! It is available for civilians too! Perfectly positioned at the end of a quiet cul-de-sac in the prestigious guard-gated community of Coto de Caza’s Southern Hills Encore, this remodeled Lennar home offers unmatched privacy with no neighbor to the right or behind. The expansive 15,000+ sq ft lot and long driveway create your own private retreat, priced below most 5-bedroom homes in both home and lot size! Featuring 4 bedrooms plus an office (optional 5th), 4.5 baths, and a main-floor ensuite, this stunning floor plan showcases a dramatic rotunda foyer, soaring ceilings, and separate living and dining areas with peaceful garden and mountain views. The gourmet kitchen includes granite counters, large center island, menu desk, and amazing walk-in pantry, opening to a spacious family room with fireplace and custom built-ins. French doors lead to an entertainer’s backyard with built-in BBQ, fountain, and room for a pool. The grand primary suite offers a cozy fireplace retreat, balcony with views, dual walk-in closets, and a spa-inspired bath. Enjoy the tranquility of this established neighborhood along with all the amenities Coto de Caza has to offer, including hiking trails, parks, equestrian facilities, and optional membership to the Coto Golf and Racquet Club. Homes of this caliber, especially those that rarely become available. Just minutes from the Oso Gate. This is the one you’ve been waiting for! Don't wait, this one wont last long! DM me for a private showing.

Nearby schools

9/10
Wagon Wheel Elementary School
Public,K-50.7mi
7/10
Las Flores Elementary School
Public,K-52.5mi
8/10
Tijeras Creek Elementary School
Public,K-53.9mi
5/10
Cielo Vista Elementary School
Public,K-65.1mi
7/10
Robinson Elementary School
Public,K-65.6mi
5/10
Harold Ambuehl Elementary School
Public,K-57.0mi
7/10
Rancho Santa Margarita Intermediate School
Public,7-85.0mi
6/10
Marco Forster Middle School
Public,6-87.8mi
7/10
Mission Viejo High School
Public,9-125.1mi
8/10
San Juan Hills High School
Public,9-125.2mi
8/10
Trabuco Hills High School
Public,9-126.6mi

Price History

Date
Event
Price
10/22/25
Listing
$2,888,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (187 Listings)
Beds44
50%
Baths53
74%
Square foot4,2363,208
82%
Lot Size15,6547,353
86%
Price$2.89M$1.75M
81%
Price per square foot$682$640
64%
Built year19999965997
86%
HOA$353$295
13%
Days on market14179
1%
Condition Rating
Good

Built in 1999, this property is 25 years old. The listing states it's a 'remodeled Lennar home,' and the images support this. The kitchen features white shaker-style cabinets, granite countertops, a tiled backsplash, and stainless steel appliances (double oven, gas cooktop). While the materials and style (e.g., granite, natural stone backsplash, menu desk) suggest a renovation that is likely 10-15 years old rather than brand new, it is still very well-maintained, functional, and aesthetically pleasing. The bathrooms, though not fully visible in detail, are described as 'spa-inspired,' implying quality updates. The home boasts dark hardwood flooring in living areas, large format tile in the kitchen, recessed lighting, and appears move-in ready with no immediate renovation required. The overall condition aligns with a property extensively renovated within the last 5-15 years, making it a 'Good' score.
Pros & Cons

Pros

Assumable VA Loan: A significant financial advantage with a rare 2.5% VA loan that is assumable, even for non-VA eligible buyers, offering substantial savings in today's interest rate environment.
Exclusive Location & Privacy: Situated at the end of a quiet cul-de-sac within the prestigious guard-gated Southern Hills Encore community, offering unmatched privacy with no rear or right-side neighbors.
Expansive Lot & Outdoor Potential: Boasts a generous 15,000+ sq ft lot with a long driveway, providing a private retreat and an entertainer's backyard with a built-in BBQ, fountain, and ample space for a future pool.
Spacious & Well-Appointed Interior: Features a desirable floor plan with 4 bedrooms plus an office (optional 5th), 4.5 baths, a main-floor ensuite, dramatic rotunda foyer, soaring ceilings, and a gourmet kitchen with a large center island and walk-in pantry.
Community Amenities & Lifestyle: Enjoys the tranquility of an established neighborhood with access to Coto de Caza's amenities, including hiking trails, parks, equestrian facilities, and optional membership to the Coto Golf and Racquet Club.

Cons

Property Age & Potential Updates: Built in 1999, while described as 'remodeled,' the extent and recency of updates to major systems (e.g., HVAC, roof, water heater) are not specified, potentially indicating future capital expenditures.
Ongoing Ownership Costs: As a property within a prestigious guard-gated community, it likely incurs significant HOA fees and potentially Mello-Roos taxes, adding to the overall monthly cost of ownership beyond the listed association fee.
Large Lot Maintenance: The expansive 15,000+ sq ft lot, while a strength for space and privacy, will require substantial ongoing landscaping and maintenance efforts and associated costs, which may not appeal to all buyers.

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