265 Rancho Dr C, Chula Vista, California 91911, Chula Vista, 91911 - 3 bed, 2 bath

265 Rancho Dr C, Chula Vista, California 91911 home-pic-0
ACTIVE$574,990
265 Rancho Dr C, Chula Vista, California 91911
3Beds
2Baths
1,228Sqft
Lot
Year Built
1977
Close
-
List price
$575K
Original List price
$575K
Price/Sqft
$468
HOA
$400
Days on market
-
Sold On
-
MLS number
SW25263789
Home ConditionGood
Features
Patio
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $575.0K(29th), sqft - 1228(50th), beds - 3(50th), baths - 2(43th).

Eligible for $10,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO Mortgage Insurance. Bright corner-unit townhome in Rancho Rios with one of the best locations in the community. This two-story end unit offers three bedrooms, 1.5 baths, and two parking spaces—a rare find at this price point. The main level features a comfortable living room with fireplace, an upgraded kitchen with quartz counters and stainless steel appliances, a dining area, and a convenient half bath off the kitchen. A sliding door opens to a private fenced patio, with a full-size laundry room and extra storage directly off the patio. Upstairs are three well-sized bedrooms and a full bathroom. The community offers manicured walkways, a neighborhood park, and a pool just steps away. Shopping, dining, and daily essentials are within walking distance, and the 805, 5, and 905 freeways are minutes away for easy commuting. A clean, move-in-ready three-bedroom home at an excellent value—this one is priced to sell.

Price History

Date
Event
Price
11/20/25
Listing
$574,990
03/29/23
Sold
$565,000
Condition Rating
Good

The property, built in 1977, presents as move-in ready with significant recent updates to key areas. The kitchen has been extensively upgraded with modern gray shaker cabinets, white quartz countertops, and stainless steel appliances, including a contemporary range hood. The main living areas and bedrooms feature updated wood-look laminate or LVP flooring. While the full bathroom is clean and functional, it retains a more basic, dated fiberglass tub/shower insert and simple fixtures compared to the modern kitchen. The fireplace also appears dated. Despite the property's age, the substantial updates to the kitchen and flooring, combined with the overall clean and well-maintained appearance, position it as 'Good' rather than 'Fair', as it requires no immediate renovations, though a buyer might consider cosmetic updates to the bathroom in the future.
Pros & Cons

Pros

Financial Incentives: Eligible for a $10,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down, and/or down payment, with 100% financing available and no mortgage insurance.
Prime Location & Accessibility: Bright corner-unit in a desirable community (Rancho Rios), within walking distance to shopping, dining, and daily essentials, and minutes from major freeways (805, 5, 905) for easy commuting.
Upgraded Interior & Move-in Ready: Features an upgraded kitchen with quartz counters and stainless steel appliances, a comfortable living room with a fireplace, and is described as clean and move-in ready.
Community Amenities: The community offers manicured walkways, a neighborhood park, and a pool just steps away, enhancing lifestyle and recreational options.
Practical Features & Value: Includes two parking spaces (a rare find at this price point), a private fenced patio, a full-size laundry room, and extra storage, all contributing to excellent value.

Cons

High Association Fee: The property has a significant monthly association fee of $400.0, which adds to the overall cost of ownership.
Limited Bathrooms: With 1.5 bathrooms for a three-bedroom unit, this may present functional limitations for families or multiple occupants.
Age of Property: Built in 1977, the property's age, despite upgrades, may imply older infrastructure or potential for future maintenance concerns compared to newer constructions.

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