28 Cardinal, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, - bed, bath

home-pic
ACTIVE$449,900
28 Cardinal, Rancho Santa Margarita, California 92688
1Bed
1Bath
678Sqft
481,903Lot
Year Built
1989
Close
-
List price
$450K
Original List price
$450K
Price/Sqft
-
HOA
$452
Days on market
-
Sold On
-
MLS number
OC25218282
Home ConditionFair
Features
ViewMountain(s), Neighborhood, Trees/Woods

About this home

Located in the coveted Belfora community, this peaceful upper-level condo offers the perfect blend of comfort and convenience in one of Rancho Santa Margarita's most desirable neighborhoods. The spacious 1 bedroom, 1 bathroom home spans close to 700 square feet with an open floor plan that maximizes every inch. Vaulted cathedral ceilings create a light, airy atmosphere in the living and dining areas, anchored by a cozy fireplace. The kitchen features newer appliances, a great functional layout with a breakfast bar open to the living areas, plus lots of extra storage in a mirrored closet. The bedroom suite includes a large walk-in mirrored closet and a full bathroom with double sinks and shower/soaking tub. Outside, enjoy sun and tranquil views of trees and community greenery from your front balcony. A dedicated storage closet accommodates a stackable washer and dryer. The unit also comes with an assigned carport space, with plenty of guest parking available. Located in the tranquil interior of the complex for maximum privacy. The Belfora community features a pool, spa, and playground, plus residents enjoy access to all Rancho Santa Margarita Master HOA amenities including community parks, pools, Beach Club & Lagoon, lake and clubhouse. With easy access to local shops, restaurants, groceries, and more, this home checks all the boxes.

Nearby schools

7/10
Trabuco Mesa Elementary School
Public,PK-60.9mi
7/10
Rancho Santa Margarita Intermediate School
Public,7-80.2mi
8/10
Trabuco Hills High School
Public,9-123.4mi

Price History

Date
Event
Price
09/18/25
Listing
$449,900
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (101 Listings)
Beds12
15%
Baths12
22%
Square foot6781,027
15%
Lot Size481,90331,622
81%
Price$450K$659K
6%
Price per square foot$664$662.5
52%
Built year19899950995
49%
HOA$452$452
50%
Days on market49171
3%
Condition Rating
Fair

Built in 1989, this property is 35 years old. While the description notes 'newer appliances' in the kitchen, the visible elements such as the tiled breakfast bar, dated ceiling fan, and the style of the bathroom vanity, light fixture, and tile work indicate that the property has not undergone a recent, extensive renovation. The carpet throughout the main living areas and bedroom, along with the older-style tile at the entry and in the bathroom, contribute to an outdated aesthetic. The home appears well-maintained and functional, but its overall condition and style are consistent with a property of its age that has received regular upkeep and minor updates rather than a full modern overhaul. It is move-in ready but would benefit from cosmetic updates to align with current trends.
Pros & Cons

Pros

Prime Location & Extensive Amenities: Located in the coveted Belfora community, offering access to Belfora's pool, spa, and playground, plus all Rancho Santa Margarita Master HOA amenities including community parks, pools, Beach Club & Lagoon, lake, and clubhouse.
Modern Interior Features: Features an open floor plan with vaulted cathedral ceilings, a cozy fireplace, newer kitchen appliances with a breakfast bar, and a bedroom suite with a large walk-in mirrored closet and double sinks.
Privacy and Serene Views: Situated in the tranquil interior of the complex for maximum privacy, with peaceful views of trees and community greenery from the front balcony.
Convenient Parking & Storage: Includes an assigned carport space with ample guest parking, a dedicated storage closet for a stackable washer/dryer, and additional mirrored closet storage.
Access to Highly-Rated Schools: Located within the Saddleback Valley Unified district, with nearby public schools (Elementary, Middle, High) boasting strong ratings (7-8).

Cons

Limited Size & Bedroom Count: As a 1-bedroom, 1-bathroom unit spanning only 678 sqft, its appeal is restricted to single occupants or couples, limiting the potential buyer pool.
High Monthly HOA Dues: The association fee of $452.0 per month is substantial for a unit of this size, potentially impacting affordability and long-term ownership costs.
Lack of Central Air Conditioning: The property description does not mention a cooling system, which could be a significant drawback and comfort issue during warmer months in Southern California.

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