28 Montana Del Lago, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 2 bed, 3 bath

28 Montana Del Lago, Rancho Santa Margarita, California 92688 home-pic-0
ACTIVE UNDER CONTRACT$739,000
28 Montana Del Lago, Rancho Santa Margarita, California 92688
2Beds
3Baths
1,440Sqft
52,296Lot
Year Built
1992
Close
-
List price
$739K
Original List price
$739K
Price/Sqft
$513
HOA
$485
Days on market
-
Sold On
-
MLS number
OC25260467
Home ConditionExcellent
Features
Deck
Patio
ViewNeighborhood

About this home

We found 5 Cons,5 Pros. Rank: price - $739.0K(69th), sqft - 1440(86th), beds - 2(50th), baths - 3(69th).

Located in a desirable lakefront community, this beautifully updated townhome features two primary suites and a layout that has been tastefully done throughout. Step inside to discover a seamless blend of contemporary design and everyday functionality, highlighted by an open floor plan that maximizes both space and natural light. The living and dining areas flow effortlessly together, creating an inviting environment perfect for entertaining or relaxing. The chef-inspired kitchen is a true standout, featuring crisp white cabinetry, new quartz countertops, new tile backsplash, new stainless steel appliances, new range, new hood, new sinks, and new fixtures—all thoughtfully selected for a modern, cohesive look. Additional upgrades include new waterproof laminate flooring, new recessed lighting, new outlets, new baseboards, fresh interior paint, smooth scraped ceilings, and double-pane windows. The spacious primary bedroom offers comfort and privacy, while the updated primary bath showcases custom tile flooring, a new vanity, new mirrors, and new mirrored closet doors. Nestled within a quiet, well-maintained neighborhood surrounded by lush trees and greenbelts, this home offers a bright and airy ambiance throughout. Enjoy the convenience of a 2-car garage and a private courtyard—perfect for outdoor dining or peaceful relaxation. The community provides access to exceptional amenities, including a resort-style pool, multiple additional pools, the Rancho Santa Margarita Beach Club, tennis courts, parks, hiking trails, and top-rated schools. Ideally located near abundant shopping, dining, and recreational options, this tastefully upgraded townhome offers both comfort and convenience in a truly sought-after setting.

Nearby schools

7/10
Trabuco Mesa Elementary School
Public,PK-60.5mi
7/10
Rancho Santa Margarita Intermediate School
Public,7-80.3mi
8/10
Trabuco Hills High School
Public,9-123.8mi

Price History

Date
Event
Price
11/14/25
Listing
$739,000
09/24/25
Sold
$550,000
05/12/03
Sold
$310,000
05/04/00
Sold
$192,000
03/28/94
Sold
$144,500
Condition Rating
Excellent

Despite being built in 1992, this townhome has undergone a comprehensive and recent renovation, bringing it to a virtually new condition. The description explicitly states 'new quartz countertops, new tile backsplash, new stainless steel appliances, new range, new hood, new sinks, and new fixtures' in the kitchen, which is confirmed by the modern, crisp white cabinetry and sleek appliances in the images. The primary bathroom features a 'new vanity, new mirrors,' and custom tile flooring, showcasing a contemporary design with gold-tone fixtures. Throughout the home, 'new waterproof laminate flooring, new recessed lighting, new outlets, new baseboards, fresh interior paint, smooth scraped ceilings, and double-pane windows' have been installed. These extensive updates, visible in the high-quality images, mean all major aesthetic and functional components are new or virtually new, meeting current quality standards with no deferred maintenance.
Pros & Cons

Pros

Extensive Modern Updates: The townhome has been beautifully updated with a chef-inspired kitchen featuring new quartz countertops, stainless steel appliances, new waterproof laminate flooring, recessed lighting, fresh paint, smooth scraped ceilings, and double-pane windows, offering a move-in ready contemporary design.
Desirable Community & Amenities: Located in a desirable lakefront community, residents have access to exceptional amenities including a resort-style pool, multiple additional pools, the Rancho Santa Margarita Beach Club, tennis courts, parks, and hiking trails.
Prime Location & Convenience: The property is ideally situated in Rancho Santa Margarita, near abundant shopping, dining, and recreational options, providing a highly sought-after and convenient lifestyle.
Functional Layout & Features: The home boasts an open floor plan maximizing space and natural light, and uniquely features two primary suites, offering comfort and privacy, along with a private courtyard and a 2-car garage.
Top-Rated Schools: The property is zoned for top-rated schools, including Trabuco Hills High School (8/10), Rancho Santa Margarita Intermediate School (7/10), and Trabuco Mesa Elementary School (7/10), appealing to families.

Cons

MLS Listing Discrepancy: Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =52296, other record lot size in square feet = 1451. Living area discrepancy between mls listing and other public or private record. mls listing living area = 1440, other record living area = 1276.
Recently Sold Property: The property was recently sold within the past year on 2025-09-24. The sold price is $550,000.00.
High Monthly HOA Dues: The association fee of $485.00 per month is relatively high, which can significantly impact the overall monthly housing cost for potential buyers.
Absence of Central Air Conditioning: Despite extensive interior upgrades, the property description does not mention a central air conditioning system, which could be a significant drawback during warmer months in California.
Townhome/Condo Limitations: As a condominium, the property inherently involves shared walls and potentially less private outdoor space compared to a single-family home, with a 'Neighborhood' view rather than more expansive or premium vistas.

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