3960 W Hemlock Street, Oxnard, California 93035, Oxnard, - bed, bath

home-pic
ACTIVE$2,649,000
3960 W Hemlock Street, Oxnard, California 93035
4Beds
3Baths
2,700Sqft
4,000Lot
Year Built
1978
Close
-
List price
$2.65M
Original List price
$2.75M
Price/Sqft
-
HOA
$50
Days on market
-
Sold On
-
MLS number
V1-32258
Home ConditionExcellent
Features
Excellent View: Marina, Water
Deck
ViewMarina, Water

About this home

Luxury Waterfront Living in Mandalay Bay - South-Facing with Private Dock & Designer Finishes Welcome to 3960 W Hemlock St - a rare opportunity to own a highly sought-after, south-facing waterfront home in the heart of Mandalay Bay. This beautifully updated 4-bedroom, 3-bathroom single-family residence offers 2,700 sq ft of upscale coastal living, complete with a 40' private dock easement right outside your door - perfect for boaters and water lovers alike.Step inside to find a stunning, move-in ready interior, recently renovated from top to bottom with high-end finishes, designer lighting, fresh paint inside and out (including deck and dock), and brand-new ZLINE stainless steel appliances in a gourmet chef's kitchen. Ideal for entertaining, the open-concept layout features spacious living areas filled with natural light and harbor views throughout. On the main floor, you'll find a rare first-floor bedroom and full bath - ideal for guests, in-laws, or a home office. Upstairs, the primary suite is a true retreat, boasting serene water views, a large glass-paneled balcony, and a luxurious ensuite bathroom. Two additional generously sized bedrooms and a full bath complete the upper level. Enjoy modern comfort with central A/C - a rare and valuable upgrade in the area. Whether you're relaxing on your private deck, watching boats glide by, or hosting sunset cocktails, this home epitomizes the laid-back luxury of coastal California living.Located in the Channel Islands Harbor, you're just minutes from the #1 rated beach in California, local dining, water activities, yacht clubs, and shops - all while being an hour from Los Angeles and 30 minutes from Santa Barbara. What truly sets this home apart? There is NO MELLO-ROOS and an ultra-low OPTIONAL HOA. The Channel Islands Waterfront Homeowners Association (CIWHA - channelislandsca.com) is $50 annually, there is a $75 transfer fee and approximately $600 annual waterways assessment. Buyers to independently verify the accuracy of all information. Don't miss your chance to live the harbor lifestyle you've always dreamed of. Schedule your private showing today.Buyers to independently verify the accuracy of all information.

Price History

Date
Event
Price
10/17/25
Price Change
$2,649,000-1.9%
09/17/25
Price Change
$2,699,000-1.8%
09/09/25
Listing
$2,749,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (89 Listings)
Beds43
62%
Baths32
51%
Square foot2,7001,786
78%
Lot Size4,0003,920
57%
Price$2.65M$1.3M
86%
Price per square foot$981$719.5
77%
Built year19789880989
59%
HOA$50
0%
Days on market57183
1%
Condition Rating
Excellent

Despite being built in 1978, the property has undergone a recent, extensive 'top to bottom' renovation as stated in the description, which is strongly supported by the images. The kitchen features brand-new ZLINE stainless steel appliances, modern dark cabinetry with gold hardware, quartz countertops, and contemporary lighting. The bathrooms are luxurious with high-end tiling, modern fixtures, and a freestanding tub. Flooring is a mix of new-looking light wood-look planks and fresh carpet. The property boasts an open-concept layout, designer lighting, fresh paint, and central A/C, indicating all major components are new or virtually new and meet current quality standards.
Pros & Cons

Pros

Luxury Waterfront & Private Dock: The property offers highly sought-after, south-facing waterfront living with a 40' private dock easement, ideal for boaters and water enthusiasts.
Extensive Recent Renovation: Recently renovated from top to bottom with high-end finishes, designer lighting, fresh paint, and brand-new ZLINE stainless steel appliances, ensuring a move-in ready experience.
Rare Central A/C & Flexible Layout: Features central A/C, a rare and valuable upgrade in the area, along with a convenient first-floor bedroom and full bath suitable for guests or a home office.
Favorable Financials: Benefits from NO MELLO-ROOS and an ultra-low optional annual HOA of $50, significantly reducing ongoing ownership costs.
Prime Coastal Location: Located in the Channel Islands Harbor, minutes from California's #1 rated beach, local dining, water activities, and yacht clubs, offering a desirable coastal lifestyle.

Cons

Above Estimated Market Value: The current list price of $2.649M is approximately 7% above the estimated market value of $2.44M, which may impact buyer interest or negotiation leverage.
Older Core Structure: Despite extensive renovations, the home was originally built in 1978, meaning the underlying structure and some systems are over 45 years old.
Additional Annual Assessment: In addition to the low HOA, there is an approximate $600 annual waterways assessment, adding to the recurring ownership expenses.

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