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40 Cathy Lane, Scotts Valley, California 95066, Scotts Valley, - bed, bath

home-pic
ACTIVE$1,099,000
40 Cathy Lane, Scotts Valley, California 95066
3Beds
2Baths
1,657Sqft
6,490Lot
Year Built
1977
Close
-
List price
$1.1M
Original List price
$1.25M
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
ML82012151
Home ConditionGood
Features
Patio
ViewNeighborhood

About this home

Welcome to this delightful home nestled in the highly sought-after community of Scotts Valley. Offering 1,660 square feet of well-designed living space, this residence features three generously sized bedrooms all on one level for added convenience. Ideal for entertaining, the separate living room provides a spacious area to relax and host guests. At the heart of the home lies a thoughtfully designed kitchen, complete with granite countertops, gas hookups, and modern appliances including a dishwasher, microwave, and refrigerator. High ceilings and a mix of carpet, hardwood, and tile flooring enhance the home's character and comfort. A cozy fireplace brings warmth and charm to the living area, making it a perfect spot to unwind. Step outside to enjoy a private outdoor space an inviting retreat surrounded by nature. Located on a quiet cul-de-sac and framed by majestic redwoods, this home is part of the highly rated Scotts Valley Unified School District. With easy access to Highway 17 for commuters and just 10 minutes from the scenic beaches of Santa Cruz, this property offers a rare combination of tranquility, convenience, and everyday livability.

Price History

Date
Event
Price
09/25/25
Price Change
$1,099,000-3.5%
09/05/25
Price Change
$1,139,000-2.6%
08/10/25
Price Change
$1,169,000-1.7%
08/07/25
Price Change
$1,189,000
06/26/25
Listing
$1,249,000
Neighborhood Comparison
 SubjectAverage HomeNeighbourhood Ranking (27 Listings)
Beds34
43%
Baths23
29%
Square foot1,6571,989
21%
Lot Size6,49010,868
29%
Price$1.1M$1.4M
14%
Price per square foot$663$710
36%
Built year19779940995
36%
HOA
Days on market132140
46%
Condition Rating
Good
Built in 1977, this home has received significant updates, particularly in the kitchen, which features modern white shaker cabinets, granite countertops, a mosaic tile backsplash, and stainless steel appliances. The living area also benefits from an updated stone fireplace and clean tile flooring. While some elements like the exterior architecture, certain light fixtures, and potentially windows show their age, the property is move-in ready with no immediate major renovations required. The updates are substantial enough to elevate it beyond 'Fair' condition, aligning with a property extensively renovated in key areas within the last 5-15 years.
Pros & Cons

Pros

Prime Location & Commuter Access: Nestled in a highly sought-after Scotts Valley community on a quiet cul-de-sac, offering easy access to Highway 17 for commuters and just 10 minutes from Santa Cruz beaches.
Highly-Rated School District: The property is part of the highly rated Scotts Valley Unified School District, a significant draw for families.
Updated Kitchen: Features a thoughtfully designed kitchen with granite countertops, gas hookups, and modern appliances (dishwasher, microwave, refrigerator), providing a functional and attractive cooking space.
Functional Single-Level Layout: Offers 1,660 square feet of well-designed living space with three generously sized bedrooms all on one level, enhancing convenience and accessibility, complemented by a separate living room ideal for entertaining.
Charming Interior & Private Outdoor Space: Boasts high ceilings, a cozy fireplace, and a mix of appealing flooring, alongside a private outdoor retreat framed by majestic redwoods, offering warmth, character, and natural beauty.

Cons

Age of Construction: Built in 1977, the property may have original systems (e.g., plumbing, electrical, HVAC, roof) that could require maintenance or replacement in the near future, representing potential deferred costs for a buyer.
Significant Price Reductions: The property has undergone multiple price reductions from its initial list price of $1.249M to $1.099M, which could signal market resistance or initial overpricing, potentially affecting buyer perception of value and negotiation dynamics.
Limited Modern Amenities/Updates Beyond Kitchen: While the kitchen is updated, the description does not highlight extensive modern upgrades throughout the rest of the home (e.g., updated bathrooms, smart home technology, central air conditioning), which might be expected by some buyers in this price segment.

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