4026 Charles St, La Mesa, California 91941, La Mesa, - bed, bath

home-pic
ACTIVE$1,399,000
4026 Charles St, La Mesa, California 91941
6Beds
4Baths
1,970Sqft
6,300Lot
Year Built
1946
Close
-
List price
$1.4M
Original List price
$1.4M
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
250039606SD
Home ConditionExcellent
Features
Patio
View-

About this home

Nothing Like It on the Market – 4026–4028 Charles Street. This is a unicorn property with endless potential in a high-demand area. Live stylishly, rent smartly, or whatever you choose – let your real estate work for you. A rare opportunity to own two fully detached, single-story homes on one lot—each w/ 3 bedrooms and 2 bathrooms. One is a brand-new construction ADU (4028 Charles), never lived in. The other is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. Live in one, rent out the other—or rent both for maximum income potential. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. Need help offsetting the mortgage? The most recent tenants at 4026 Charles were paying $3,895 per month as of May 2025, 4028 Charles is advertised for rent for $3,995. 4026 Charles Street – 1,037 Sq Ft (Recently Renovated) – Open-concept, chef’s kitchen, SS appliances, & tons of upgrades.... 4028 Charles Street (933 sq. ft.) – Brand New Construction & Fully Permitted - Never lived in. Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!

Nearby schools

5/10
Vista La Mesa Academy
Public,PK-80.2mi
3/10
Mount Miguel High School
Public,9-122.5mi
3/10
Idea Center
Public,9-126.0mi

Price History

Date
Event
Price
09/22/25
Listing
$1,399,000
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (116 Listings)
Beds63
97%
Baths42
85%
Square foot1,9701,995
49%
Lot Size6,30013,927
12%
Price$1.4M$1.12M
79%
Price per square foot$710$554
89%
Built year19461960
12%
HOA
Days on market44142
3%
Condition Rating
Excellent

This property consists of two units: one is a brand-new construction ADU (4028 Charles) and the other (4026 Charles) has been recently renovated with quality upgrades throughout. The images confirm modern, new-looking kitchens with white shaker cabinets, quartz countertops, and stainless steel appliances. Bathrooms also appear new/renovated with contemporary finishes. Both units feature new flooring (wood-look laminate/vinyl plank), recessed lighting, modern light fixtures (pendant lights, ceiling fans), and central HVAC. Given that one unit is brand new and the other recently renovated, the property meets the criteria for 'excellent' condition, indicating it is virtually new or extensively renovated within the last 5 years with no deferred maintenance.
Pros & Cons

Pros

Exceptional Income Potential & Versatility: The property features two fully detached homes, offering significant rental income potential (advertised $7,890/month combined) and flexible living options such as house hacking, multi-generational living, or a pure investment play.
Brand New ADU Construction: One unit (4028 Charles) is a brand-new, fully permitted ADU that has never been lived in, providing modern amenities, appeal, and minimal immediate maintenance for future occupants.
Recently Renovated Main Home: The second unit (4026 Charles) has been recently renovated with quality upgrades throughout, including an open-concept chef's kitchen and stainless steel appliances, enhancing its desirability and comfort.
Complete Privacy and Independent Living: Both homes are completely standalone with private entrances, private yards, private parking, in-unit laundry, central HVAC, and separate utility meters (except water), ensuring maximum privacy and independence for occupants.
Location in High-Demand Area: Situated in La Mesa, described as a 'high-demand area' with 'strong rental demand,' which supports the investment potential and ease of finding tenants or occupants.

Cons

Original Construction Age of Main Home: While one unit is new and the other renovated, the primary structure (4026 Charles) was originally built in 1946, which could imply older underlying infrastructure not explicitly mentioned as upgraded.
Shared Water Utility: Despite separate meters for other utilities, the shared water utility could lead to potential complexities in billing or disputes between tenants or between the owner and tenants if not clearly managed.
High Initial Investment: The list price of $1.399 million represents a substantial initial investment, which, despite the strong income potential, might narrow the pool of prospective buyers.

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