408 Sutter Street, Folsom, CA 95630, Folsom, 95630 - 5 bed, 3 bath

408 Sutter Street, Folsom, CA 95630 home-pic-0
ACTIVE$999,000
408 Sutter Street, Folsom, CA 95630
5Beds
3Baths
2,292Sqft
13,338Lot
Year Built
1989
Close
-
List price
$999K
Original List price
-
Price/Sqft
$436
HOA
$0
Days on market
-
Sold On
-
MLS number
225148296
Home ConditionFair
Features
Good View:
Deck
View-

About this home

Possibly Over-Priced:The estimated price is 11% below the list price. We found 3 Cons,6 Pros. Rank: price - $999.0K(86th), sqft - 2292(58th), beds - 5(88th), baths - 3(50th).

Live in one of Folsom's most coveted locations the Historic District, the iconic Sutter Street. This beautifully updated 5-bed, 3-bath home places you at the center of a lifestyle people travel from all over to experience and you get to call it home. Wake up and stroll to Sutter Street Steakhouse, boutique shops, artisan cafes, wine bars, and some of the best dining in town. Spend your weekends paddle boarding or kayaking on the American River, exploring scenic river trails, or enjoying the year-round events that make this neighborhood one of Folsom's most vibrant and beloved destinations. Opportunities like this with true walkability in Historic Folsom almost never hit the market. Inside, you'll find generous living spaces, five spacious bedrooms, and three well-designed bathrooms perfect for growing households, multigenerational living, or buyers needing flexible space for work or play. The backyard opens to peaceful natural views, giving you the rare combination of serenity and walkable city living in one of Folsom's most historic settings. A major plus is the detached extra-car garage, offering endless potential: workshop, gym, creative studio, or a prime ADU conversion opportunity for added income or private guest space a feature nearly impossible to find in this district. And with access to Folsom's top-rated schools, you're not just buying a home you're securing a lifestyle and an investment that continues to grow in demand. Tour it today and see why Historic Folsom is one of the most sought-after places to live.

Price History

Date
Event
Price
12/04/25
Price Change
$999,000
08/31/00
Sold
$352,000
Condition Rating
Fair

The home, built in 1989, has received some cosmetic updates such as newer wood-look laminate flooring in main living areas, fresh paint, and modern ceiling fans. The addition of solar panels is a significant positive update. However, the kitchen and bathrooms, while appearing functional and clean, feature significantly dated elements including tiled countertops, older light wood cabinetry, and older fixtures. These areas suggest renovations that are 15-30 years old, rather than recent, and would likely require substantial updates for most buyers to meet current aesthetic standards. The property is well-maintained but shows signs of being outdated in key areas.
Pros & Cons

Pros

High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 13338, living area = 2292.
Prime Historic Location & Walkability: Unbeatable location directly on Folsom's iconic Sutter Street, offering immediate walking access to boutique shops, artisan cafes, fine dining, and year-round community events.
Detached Garage with ADU Potential: Features a rare detached extra-car garage, providing significant flexibility for use as a workshop, gym, studio, or a prime Accessory Dwelling Unit (ADU) conversion opportunity for added income or guest space.
Spacious & Flexible Living: With 5 bedrooms and 3 bathrooms across 2292 sqft, the home offers generous living spaces ideal for growing households, multi-generational living, or buyers needing flexible areas for work or play.
Exceptional Lifestyle & Recreation Access: Enjoy direct access to the American River for paddle boarding and kayaking, scenic river trails, and the vibrant lifestyle of Historic Folsom.
Top-Rated Schools & Investment Value: Located within Folsom's top-rated school district, enhancing the property's long-term appeal and investment potential in a highly sought-after area.

Cons

Potential for Noise/Crowds: Its prime location on Sutter Street, a vibrant historic district known for events and foot traffic, may result in higher noise levels and less privacy compared to more secluded residential areas.
Unspecified Extent of Updates: While described as 'beautifully updated,' the description lacks specific details on the scope of renovations, particularly regarding major systems (HVAC, plumbing, electrical), which could lead to unforeseen future expenses for a 1989-built home.
Maintenance of Older Home Elements: Despite updates, a 1989-built home may still retain some original components or require more frequent maintenance typical of properties of its age, which could be a consideration for buyers seeking a brand-new construction feel.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse housing market trends by state