44 Tierra Montanosa, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, - bed, bath

home-pic
ACTIVE$914,900
44 Tierra Montanosa, Rancho Santa Margarita, California 92688
3Beds
3Baths
1,487Sqft
29,634Lot
Year Built
1996
Close
-
List price
$915K
Original List price
$925K
Price/Sqft
-
HOA
$518
Days on market
-
Sold On
-
MLS number
OC25187208
Home ConditionExcellent
Features
Good View: Mountain(s), Trees/Woods
Patio
ViewMountain(s), Trees/Woods

About this home

Welcome to this beautifully upgraded 3-bedroom, 3-bath end-unit townhome-style condo in the heart of Rancho Santa Margarita. Recently refreshed throughout, this move-in-ready home offers a light and airy floor plan with modern finishes and thoughtful upgrades at every turn. A highly desirable downstairs bedroom and full bath provides comfort and flexibility for guests or a home office. The spacious living and dining areas feature a renovated fireplace and flow seamlessly into a private outdoor patio—perfect for entertaining, gardening, or simply relaxing in the California sunshine. As an end unit, the home enjoys extra privacy and natural light. The fully remodeled kitchen showcases painted cabinetry, quartz countertops, a stylish backsplash, an upgraded sink and faucet, and a pantry with added storage. Premium appliances include a Samsung smart refrigerator with Family Hub, smart oven, Bosch dishwasher, plus a Samsung washer and dryer. The laundry room has additional cabinets for convenience. Upgrades extend throughout the home, including luxury vinyl plank flooring, new baseboards, upgraded stairs, fresh interior paint, modern stand-alone light fixtures, and premium switches, plugs, and lighting. Every bathroom has been tastefully renovated with new sinks, faucets, mirrors, fans, toilets, shower heads, and flooring. The luxurious primary suite features a customized walk-in closet, built-in double vanity with smart mirror, and a spa-like bathroom with barn door entry, premium tile finishes, a European rain shower, and glass enclosure. Additional highlights include: Full-house water filtration system with reverse osmosis, Lighted modern ceiling fans in every room, 3-year-old HVAC system and water heater, Fully paid Vivint security system, New garage door mechanisms, Professionally installed 48A Level 2 EV charger, Patio upgrades with new sprinklers, timer, palm tree, and flowers. Conveniently located near parks, trails, shopping, dining, and Rancho Santa Margarita’s highly rated schools, this stunning end-unit offers the perfect blend of comfort, style, and modern amenities.

Price History

Date
Event
Price
10/15/25
Price Change
$914,900-1.1%
08/20/25
Listing
$924,999
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (103 Listings)
Beds32
74%
Baths32
65%
Square foot1,4871,027
89%
Lot Size29,63430,796
49%
Price$915K$659K
90%
Price per square foot$615$662.5
27%
Built year19969950995
90%
HOA$518$452
81%
Days on market76172
10%
Condition Rating
Excellent

Despite being built in 1996, this property has undergone an extensive and recent renovation, making it virtually new in terms of condition and style. The description highlights a 'fully remodeled kitchen' with premium Samsung smart appliances, quartz countertops, and stylish backsplash. All bathrooms have been 'tastefully renovated' with new fixtures, flooring, and modern features like a smart mirror and European rain shower in the primary suite. Throughout the home, there's new luxury vinyl plank flooring, fresh paint, modern light fixtures, and updated electrical components. Major systems like the HVAC and water heater are only 3 years old. The property also boasts a full-house water filtration system, EV charger, and security system, indicating a high level of modern upgrades and no deferred maintenance. The images confirm a pristine, move-in ready condition with contemporary finishes.
Pros & Cons

Pros

Extensive Modern Upgrades: The property has been beautifully upgraded and recently refreshed throughout, offering a move-in-ready home with modern finishes, luxury vinyl plank flooring, fresh paint, and premium fixtures.
Fully Remodeled Kitchen & Premium Appliances: Features a fully remodeled kitchen with quartz countertops, stylish backsplash, upgraded sink/faucet, and premium smart appliances including Samsung refrigerator, smart oven, Bosch dishwasher, washer, and dryer.
Luxurious Primary Suite & Renovated Bathrooms: All bathrooms are tastefully renovated, and the primary suite boasts a customized walk-in closet, built-in double vanity with smart mirror, and a spa-like bathroom with a European rain shower and glass enclosure.
Advanced Smart Home & Energy Features: Includes a full-house water filtration system with reverse osmosis, 3-year-old HVAC and water heater, fully paid Vivint security system, and a professionally installed 48A Level 2 EV charger.
Flexible Floor Plan & End Unit Advantage: Offers a highly desirable downstairs bedroom and full bath for guest flexibility or a home office, and as an end unit, it benefits from extra privacy and natural light.

Cons

MLS Listing Discrepancy: Living area discrepancy between mls listing and other public or private record. mls listing living area = 1487, other record living area = 1361.
High Monthly Association Fee: The property carries a significant monthly association fee of $518.0, which adds substantially to the ongoing cost of homeownership.
Condominium Structure & HOA Restrictions: As a townhome-style condo, the property is subject to shared walls and HOA rules and regulations, which may limit personal modifications or lifestyle choices compared to a single-family home.
Limited Private Yard Space: While featuring a private patio, the property, being a condominium, likely offers limited private outdoor yard space compared to a detached single-family home, which might not suit buyers desiring extensive personal outdoor areas.

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