450 J Street 3151, San Diego, California 92101, San Diego, - bed, bath
ACTIVE$474,900
450 J Street 3151, San Diego, California 92101
1Bed
1Bath
777Sqft
Lot
Year Built
2004
Close
-
List price
$475K
Original List price
$500K
Price/Sqft
-
HOA
$520
Days on market
-
Sold On
-
MLS number
250036288SD
Home ConditionGood
Features
Deck
Pool
View-
About this home
FHA Assumable Loan - Bright, south-facing condo in the heart of San Diego’s Gaslamp Quarter at 450 J Street, on the same level as the pool, BBQ, gym, and fitness center, this home offers easy access to resort-style amenities: secure underground parking and a gated community. Perfect as a stylish downtown residence or lock-and-leave second home, you’ll be steps from world-class dining, nightlife, Petco Park, the waterfront, and year-round events. Experience the vibrant energy of the Gaslamp while enjoying the comfort and convenience of modern city living.
Nearby schools
5/10
Washington Elementary School
Public,•K-5•1.1mi
5/10
Roosevelt International Middle School
Public,•6-8•2.2mi
Price History
Date
Event
Price
09/30/25
Price Change
$474,900-4.0%
09/22/25
Price Change
$494,900-1.0%
08/13/25
Listing
$499,900
Neighborhood Comparison
| Subject | Average Home | Neighbourhood Ranking (269 Listings) | |
|---|---|---|---|
| Beds | 1 | 2 | 36% |
| Baths | 1 | 2 | 40% |
| Square foot | 777 | 1,046 | 29% |
| Lot Size | 0 | 0 | |
| Price | $475K | $675K | 18% |
| Price per square foot | $611 | $695 | 20% |
| Built year | 2004 | 10026003 | 48% |
| HOA | $520 | $848.145 | 7% |
| Days on market | 84 | 171 | 10% |
Condition Rating
Good
Built in 2004, this condo is 20 years old, fitting the 'Good' category's age range. The visible areas, including the living room and bathroom, feature modern large-format tile flooring, a clean white vanity, contemporary light fixtures, and plantation shutters, indicating a well-maintained and move-in ready condition. The stacked washer/dryer also appears to be in good working order. While the kitchen was not pictured, the overall condition suggests a functional and aesthetically pleasing unit with minimal wear and tear, requiring no immediate renovations.
Pros & Cons
Pros
Prime Downtown Location: Situated in the heart of San Diego’s Gaslamp Quarter, offering unparalleled access to world-class dining, nightlife, Petco Park, the waterfront, and year-round events.
Exceptional Building Amenities: Direct access to resort-style amenities including a pool, BBQ area, gym, and fitness center, all on the same level as the unit, complemented by secure underground parking and a gated community.
FHA Assumable Loan: The availability of an FHA assumable loan presents a significant financial advantage for qualified buyers, potentially offering a lower interest rate than current market rates.
Modern & Bright Living Space: Built in 2004, this bright, south-facing condo offers modern construction and desirable natural light, enhancing its appeal.
Versatile Property Use: Ideal for various lifestyles, serving perfectly as a stylish downtown primary residence or a convenient lock-and-leave second home.
Cons
High Monthly Association Fees: The $520.0 monthly association fee is substantial for a 1-bedroom unit, impacting overall affordability and ongoing ownership costs.
Potential for Urban Noise: Being in the vibrant Gaslamp Quarter, the property may be subject to noise from nightlife, events, and general urban activity, which could be a concern for some residents.
Recent Price Reduction History: Multiple price reductions from the original list price may suggest initial overpricing or market resistance, potentially raising questions about the property's current market value.