4542 Polk Ave, San Diego, California 92105, San Diego, 92105 - 3 bed, 3 bath

4542 Polk Ave, San Diego, California 92105 home-pic-0
ACTIVE$985,000
4542 Polk Ave, San Diego, California 92105
3Beds
3Baths
1,492Sqft
Lot
Year Built
1927
Close
-
List price
$985K
Original List price
$985K
Price/Sqft
$660
HOA
-
Days on market
-
Sold On
-
MLS number
250045342SD
Home ConditionExcellent
Features
View-

About this home

Possibly Over-Priced:The estimated price is 10% below the list price. We found 5 Cons,6 Pros. Rank: price - $985.0K(98th), sqft - 1492(82th), beds - 3(50th), baths - 3(90th).

Beautifully remodeled home with a separate ADU! Main house features 2BR/2BA, a bright open layout, new kitchen, new bathrooms, and its own laundry. The 1BR/1BA ADU has a private entrance, full kitchen, and separate laundry - perfect for rental income or multigenerational living. Investor’s dream: estimated rents of ~$3,000 for the main house and ~$2,000 for the ADU. Everything is NEW: roof, windows, doors, plumbing, electrical, HVAC in both units, appliances, and flooring. Prepaid security alarm system installed for added peace of mind. Paid-off solar panels keep utility costs low. Turnkey, modern, and centrally located near shops, parks, and schools. A rare move-in-ready opportunity in 92105.

Nearby schools

5/10
Euclid Elementary School
Public,K-50.3mi
4/10
Rosa Parks Elementary School
Public,K-50.4mi
5/10
Ibarra Elementary School
Public,K-50.4mi
3/10
Central Elementary School
Public,K-50.6mi
4/10
Franklin Elementary School
Public,K-50.6mi
4/10
Joyner Elementary School
Public,K-50.7mi
3/10
Fay Elementary School
Public,K-50.8mi
6/10
Marshall Elementary School
Public,K-50.9mi
4/10
Cherokee Point Elementary School
Public,K-50.9mi
6/10
Hamilton Elementary School
Public,K-51.1mi
7/10
Normal Heights Elementary School
Public,K-51.2mi
7/10
Edison Elementary School
Public,K-51.2mi
5/10
Adams Elementary School
Public,K-51.4mi
9/10
McKinley Elementary School
Public,K-51.8mi
5/10
Webster Elementary School
Public,K-61.9mi
6/10
Jefferson Elementary School
Public,K-52.1mi
7/10
Rowan Elementary School
Public,K-52.1mi
8/10
Garfield Elementary School
Public,K-52.3mi
7/10
Chollas/Mead Elementary School
Public,K-52.8mi
3/10
Clark Middle School
Public,6-80.8mi
4/10
Wilson Middle School
Public,6-80.9mi
4/10
Mann Middle School
Public,6-81.1mi
2/10
Millennial Tech Middle School
Public,6-82.4mi
4/10
Golden Hill K-8
Public,K-82.7mi
5/10
Roosevelt International Middle School
Public,6-83.0mi
8/10
Lewis Middle School
Public,6-83.2mi
3/10
Memorial Scholars & Athletes School
Public,6-84.3mi
5/10
Hoover High School
Public,9-120.3mi
4/10
Crawford High School
Public,9-121.2mi
4/10
Lincoln High School
Public,9-123.3mi
8/10
Patrick Henry High School
Public,9-124.1mi

Price History

Date
Event
Price
12/07/25
Listing
$985,000
08/22/25
Sold
$545,000
12/07/21
Sold
$575,000
08/30/99
Sold
$90,000
06/19/95
Sold
$68,500
09/19/94
Sold
$500
Condition Rating
Excellent

Despite the original build year of 1927, the property has undergone a complete and extensive renovation, as stated in the description: 'Everything is NEW: roof, windows, doors, plumbing, electrical, HVAC in both units, appliances, and flooring.' Both the main house and ADU feature new, modern kitchens with shaker cabinets, stainless steel appliances, and contemporary finishes. The bathrooms are also completely new with modern vanities, fixtures, and lighting. The property is turnkey, meeting current quality standards with no deferred maintenance, aligning perfectly with the 'excellent' condition criteria for a recently and extensively renovated home.
Pros & Cons

Pros

Great Schools: Elementary School: McKinley Elementary School (9/10).
Extensive Modern Renovation: The property has undergone a comprehensive remodel, with 'everything NEW' including roof, windows, doors, plumbing, electrical, HVAC in both units, appliances, and flooring, offering a turnkey, modern living experience.
Income-Generating ADU: A separate 1BR/1BA Accessory Dwelling Unit (ADU) with its own entrance, full kitchen, and laundry provides significant rental income potential (estimated $2,000/month) or flexible multigenerational living options.
Energy Efficiency & Cost Savings: The inclusion of paid-off solar panels substantially reduces utility costs, enhancing the property's long-term financial appeal and environmental footprint.
Strong Investment Potential: With estimated combined rental income of ~$5,000/month for both units, this property is positioned as an 'investor’s dream' offering attractive cash flow opportunities.
Central & Convenient Location: Centrally located in San Diego's City Heights (92105), the property offers easy access to shops, parks, and schools, contributing to its desirability and convenience.

Cons

MLS Listing Discrepancy: Living area discrepancy between mls listing and other public or private record. mls listing living area = 1492, other record living area = 861. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
Recently Sold Property: The property was recently sold within the past year on 2025-08-22. The sold price is $545,000.00.
Original Construction Age: Despite extensive renovations, the original build year of 1927 could imply older foundational elements or potential for unforeseen issues not explicitly covered by the recent upgrades.
Limited Information on Outdoor Space/Parking: The description lacks details regarding the size or features of the outdoor space and specific parking arrangements, which can be a key consideration for buyers, especially with two units.
Varied Local School Performance: While some schools are well-rated, several nearby public schools exhibit moderate to lower performance ratings, which might be a concern for families prioritizing consistently high-performing educational options.

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