478 Moss Street, Chula Vista, California 91911, Chula Vista, 91911 - 7 bed, 4 bath

478 Moss Street, Chula Vista, California 91911 home-pic-0
ACTIVE$1,350,000
478 Moss Street, Chula Vista, California 91911
7Beds
4Baths
4,077Sqft
26,132Lot
Year Built
1950
Close
-
List price
$1.35M
Original List price
$1.35M
Price/Sqft
$331
HOA
-
Days on market
-
Sold On
-
MLS number
PTP2509059
Home ConditionFair
Features
View-

About this home

We found 4 Cons,5 Pros. Rank: price - $1.35M(90th), sqft - 4077(90th), beds - 7(90th), baths - 4(90th).

A perfect investment property or home for multigenerational family. It seems this home was originally built as a single family residence and then a building was added in the back as a day care. Through the years the property was eventually converted into 3 living units and used for multigenerational family living. The Front Main House with approximately 2057 square feet has a ramp and stairs leading to the front door. There are 3 bedrooms, 2 bathrooms, a HUGE living area off the kitchen, kitchen has walk in pantry, dining room, living room with fireplace and several other rooms, including inside laundry and extra closet / storage areas. Room sizes are approximate. Livingroom 18x14, Dining 12x10, Kitchen 13x8, Bed- 1 12x12, Bed 2- 12x11, Bed 3- 18x14, Familyroom 18x15, Laundry 11x8. The Second Living Area (backhouse) with approximately 1057 square feet is a wonderful space with unique living areas. There are 2 bedrooms and 1 bath, living room, dining room, kitchen, big pantry in hall, stack washer/dryer and many other large closet / storage / bonus areas. Room sizes are approximate. Livingroom 15x13, Dining 15x9, Kitchen 12x8, Bed 1- 12x12, Bed 2- 11x10, Pantry Hall 10x6, Laundry 7x7. The Third Living Area with approximately 963 square feet is attached to the back house. Another great space with 2 bedrooms, 1 bath, kitchen, laundry and several other big rooms. Room sizes are approximate. Livingroom 15x13, Dining 15x10, Kitchen 15x8, Bed 1- 12x12, Familyroom 17x10, Laundry 7x7. Plus each house has many bonus areas not measured. A recent appraisal was done in October of 2025. Appraised Value was $1,475,000. The Appraiser reported the property to be “legal nonconforming with grandfathered use”. He considered this property a “small income property triplex”. Built in 1950 with an effective age of 25 years old. Full appraisal can be viewed upon request. This is a must see. The property has a lot to offer with so many possible uses. Lots of parking, room for 20 plus cars. Property is completely fenced. The side yard is surfaced and there is a courtyard between the buildings. The rear yard is HUGE. Structures have some deferred maintenance. A fantastic property. Solar is owned. The property is being sold AS-IS with no repairs being made by the seller. ALL of the information provided is meant to be helpful but in no way is it guaranteed. The buyer is advised to do their full due diligence and research / verify ALL aspects of this property before purchasing. One of the Listing Agents is related to the Seller.

Price History

Date
Event
Price
12/10/25
Listing
$1,350,000
Condition Rating
Fair

The property, built in 1950 with an effective age of 25 years (implying a renovation around 2000), is functional as a triplex but shows significant signs of age and deferred maintenance. The kitchen and bathroom images reveal very dated styles, older appliances, worn flooring, and outdated fixtures, indicating a need for substantial cosmetic and functional updates. While the exterior appears maintained, the interior spaces are not move-in ready by modern standards and require minor to moderate renovations, aligning with the 'fair' condition criteria.
Pros & Cons

Pros

Income-Generating Triplex: The property is legally configured as a triplex with three distinct living units, offering significant rental income potential or versatile multi-generational living arrangements.
Large Lot & Ample Parking: An expansive 26,132 sqft lot features a huge rear yard, courtyard, and surfaced side yard, complemented by parking space for 20+ vehicles, providing exceptional outdoor utility and convenience.
Owned Solar System: The property benefits from an owned solar system, which significantly reduces energy costs and enhances its long-term value and environmental sustainability.
Favorable Appraisal & Legal Status: Recently appraised at $1,475,000 (above the current list price) and holding a 'legal nonconforming with grandfathered use' status, which protects its established triplex configuration.
Versatile Use & Accessibility: Ideal for investors seeking robust rental income or large multi-generational families, with the main house featuring a ramp for improved accessibility.

Cons

MLS Listing Discrepancy: Living area discrepancy between mls listing and other public or private record. mls listing living area = 4077, other record living area = 3363. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 7, other record bedroom count = 2.
Deferred Maintenance & As-Is Sale: The property explicitly requires attention to deferred maintenance and is being sold 'AS-IS,' placing the full responsibility and cost of repairs and upgrades on the buyer.
Original Construction Age: Built in 1950, despite an effective age of 25 years, the original construction may indicate outdated core systems (e.g., plumbing, electrical) that could necessitate substantial future investment.
Non-Standard Configuration Complexity: While legally grandfathered, the 'legal nonconforming' triplex status, resulting from multiple conversions, might complicate certain financing options or future redevelopment plans compared to purpose-built multi-unit properties.

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