478 Moss Street, Chula Vista, California 91911, Chula Vista, 91911 - bed, bath

478 Moss Street, Chula Vista, California 91911 home-pic-0
ACTIVE$1,350,000
478 Moss Street, Chula Vista, California 91911
0Bed
0Bath
4,077Sqft
26,132Lot
Year Built
1950
Close
-
List price
$1.35M
Original List price
$1.35M
Price/Sqft
$331
HOA
-
Days on market
-
Sold On
-
MLS number
PTP2509064
Home ConditionFair
Features
Patio
View-

About this home

We found 4 Cons,5 Pros. Rank: price - $1.35M(90th), sqft - 4077(90th), beds - undefined(50th), baths - undefined(50th).

A perfect investment property or home for multigenerational family. It seems this home was originally built as a single family residence and then a building was added in the back as a day care. Through the years the property was eventually converted into 3 living units and used for multigenerational family living. The Front Main House with approximately 2057 square feet has a ramp and stairs leading to the front door. There are 3 bedrooms, 2 bathrooms, a HUGE living area off the kitchen, kitchen has walk in pantry, dining room, living room with fireplace and several other rooms, including inside laundry and extra closet / storage areas. Room sizes are approximate. Livingroom 18x14, Dining 12x10, Kitchen 13x8, Bed- 1 12x12, Bed 2- 12x11, Bed 3- 18x14, Familyroom 18x15, Laundry 11x8. The Second Living Area (backhouse) with approximately 1057 square feet is a wonderful space with unique living areas. There are 2 bedrooms and 1 bath, living room, dining room, kitchen, big pantry in hall, stack washer/dryer and many other large closet / storage / bonus areas. Room sizes are approximate. Livingroom 15x13, Dining 15x9, Kitchen 12x8, Bed 1- 12x12, Bed 2- 11x10, Pantry Hall 10x6, Laundry 7x7. The Third Living Area with approximately 963 square feet is attached to the back house. Another great space with 2 bedrooms, 1 bath, kitchen, laundry and several other big rooms. Room sizes are approximate. Livingroom 15x13, Dining 15x10, Kitchen 15x8, Bed 1- 12x12, Familyroom 17x10, Laundry 7x7. Plus each house has many bonus areas not measured. A recent appraisal was done in October of 2025. Appraised Value was $1,475,000. The Appraiser reported the property to be “legal nonconforming with grandfathered use”. He considered this property a “small income property triplex”. Built in 1950 with an effective age of 25 years old. Full appraisal can be viewed upon request. Rental financials not available as this property has not been rented to the public. It has been used as a multigenerational compound. Recent Appraisal indicated rents possible are $9,300.00. Main House $4,500.00, Second Living Area $2,400.00 and Third Living Area $2,400.00. This is a must see. The property has a lot to offer with so many possible uses. Lots of parking, room for 20 plus cars. Property is completely fenced. The side yard is surfaced and there is a courtyard between the buildings. The rear yard is HUGE. Structures have some deferred maintenance. A fantastic property. Solar is owned. The property is being sold AS-IS with no repairs being made by the seller. ALL of the information provided is meant to be helpful but in no way is it guaranteed. The buyer is advised to do their full due diligence and research / verify ALL aspects of this property before purchasing. One of the Listing Agents is related to the Seller.

Price History

Date
Event
Price
12/10/25
Listing
$1,350,000
Condition Rating
Fair

The property, built in 1950, has an effective age of 25 years, suggesting renovations occurred approximately 25 years ago. While functional as a triplex, the listing explicitly states 'Structures have some deferred maintenance' and is being sold 'AS-IS with no repairs being made by the seller.' This indicates that while major components are likely functional, they are outdated and require minor updates or repairs. The exterior images show an aged but maintained property, consistent with a home that has not undergone recent major renovations. Specific details on kitchen and bathroom conditions, appliances, and finishes are absent, but the 'deferred maintenance' and 'AS-IS' sale imply these areas will likely need updating to meet current standards.
Pros & Cons

Pros

Strong Income Potential: Explicitly identified as a 'small income property triplex' with an appraised potential rental income of $9,300 per month, offering significant cash flow for investors.
Legal Nonconforming Status: The property's triplex configuration is confirmed as 'legal nonconforming with grandfathered use,' providing security and legitimacy for its multi-unit operation.
Versatile Property Use: Ideal for both investors seeking rental income and large/multigenerational families, broadening its market appeal and potential buyer pool.
Significant Lot Size & Parking: Boasts a large 26,132 sqft lot with a 'HUGE rear yard' and 'room for 20 plus cars,' offering exceptional outdoor space and parking capacity.
Favorable Appraisal Value: A recent appraisal (October 2025) valued the property at $1,475,000, which is above the current list price of $1,350,000, indicating potential immediate equity for a buyer.

Cons

MLS Listing Discrepancy: Living area discrepancy between mls listing and other public or private record. mls listing living area = 4077, other record living area = 3363.
Deferred Maintenance: The property description explicitly notes 'Structures have some deferred maintenance,' indicating a need for immediate or future repairs and associated costs.
As-Is Sale Condition: Being sold 'AS-IS with no repairs being made by the seller' places the full burden of any necessary renovations, repairs, or upgrades directly on the buyer.
Lack of Public Rental History: While potential rents are appraised, the property 'has not been rented to the public,' meaning there's no proven income track record, which could be a concern for investors seeking immediate, verifiable cash flow.

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