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5405 Beach Bluff Ln 224, San Diego, California 92154, San Diego, 92154 - 4 bed, 4 bath

5405 Beach Bluff Ln 224, San Diego, California 92154 home-pic-0
ACTIVE$685,000
5405 Beach Bluff Ln 224, San Diego, California 92154
4Beds
4Baths
1,915Sqft
Lot
Year Built
2020
Close
-
List price
$685K
Original List price
$685K
Price/Sqft
$358
HOA
$236.14
Days on market
-
Sold On
-
MLS number
250044279SD
Home ConditionExcellent
Features
Deck
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $685.0K(85th), sqft - 1915(97th), beds - 4(85th), baths - 4(90th).

VA Assumable opportunity 2.250%! Beautiful and modern end-unit townhome in the sought-after Playa Del Sol community. Built in 2020, this immaculate residence offers 4 bedrooms, 3.5 baths, and 1,915 sq. ft. of thoughtfully designed living space. Enjoy a stunning open-concept kitchen that flows seamlessly into the spacious dining and living areas, along with a private balcony perfect for relaxing. The luxurious primary suite provides a serene retreat with ample space and comfort. Make the most of sunny days at the resort-style community pool and take advantage of the many amenities this vibrant neighborhood offers. A must-see home in an exceptional location!

Price History

Date
Event
Price
11/18/25
Listing
$685,000
09/15/20
Sold
$523,500
Condition Rating
Excellent
Built in 2020, this townhome is virtually new. The kitchen features modern white shaker cabinets, granite countertops, stainless steel appliances, and contemporary pendant lighting. Bathrooms also boast modern vanities and granite. Flooring is a mix of new laminate wood-look and carpet. All components are new or virtually new, reflecting current quality standards with no deferred maintenance.
Pros & Cons

Pros

VA Assumable Loan: Opportunity to assume a VA loan at an exceptionally low interest rate of 2.250%, offering significant financial savings in the current market.
Modern & Recent Construction: Built in 2020, this residence offers contemporary design, modern building standards, and reduced immediate maintenance concerns.
End-Unit Townhome: As an end-unit, the property benefits from increased privacy, fewer shared walls, and potentially more natural light.
Resort-Style Community Amenities: Access to a community pool and other vibrant neighborhood amenities enhances lifestyle and property appeal.
Spacious & Thoughtfully Designed Interior: With 1,915 sq. ft., 4 bedrooms, 3.5 baths, an open-concept kitchen, and a luxurious primary suite, the home offers comfortable and functional living spaces.

Cons

Ongoing Association Fees: A monthly association fee of $236.14 adds to the recurring cost of homeownership.
Townhome/Condominium Structure: As a townhome, it typically involves shared walls, common area restrictions, and less private outdoor space compared to a detached single-family home.
Location Specifics: Located in Otay Mesa (92154), which, while a growing area, is generally more inland and industrial-adjacent compared to traditional coastal San Diego neighborhoods, potentially impacting appeal for some buyers.

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