74 E St, Chula Vista, California 91910, Chula Vista, - bed, bath

home-pic
ACTIVE$840,888
74 E St, Chula Vista, California 91910
3Beds
2Baths
1,314Sqft
9,200Lot
Year Built
1951
Close
-
List price
$841K
Original List price
$841K
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
250041889SD
Home ConditionFair
Features
Patio
View-

About this home

VA Assumable — Open to Non-Veterans! Welcome to 74 E St — a charming 3-bedroom, 2-bath single-story home on an exceptionally large 9,200+ sq ft lot in the heart of Chula Vista. Built in 1951, this 1,314 sq ft home offers more than just a place to live — it offers a rare opportunity to create something extraordinary. Step inside and you'll find a spacious layout with abundant natural light and generously sized bedrooms. While the interior may need a few weeks of TLC and updates, the true value lies outside — where years of love and care have transformed the grounds into a lush, private retreat. Imagine the possibilities: harvesting your own grapes, lemons, peaches, calamansi, guava, and more from mature, fruit-bearing trees. Picture colorful flowers welcoming you at the front entry, and a backyard so expansive it invites dreams — whether that’s building an ADU, creating a vibrant garden oasis, or designing an entertainer’s paradise. This is not just another home — it’s a chance to invest in space, freedom, and long-term potential in one of Chula Vista’s most established neighborhoods. Includes a detached 2-car garage, generous driveway parking, and unbeatable access to schools, parks, dining, I-5, and downtown Chula Vista. No HOA. No Mello-Roos. Properties like this — with land, location, and limitless upside — don’t come around often.

Price History

Date
Event
Price
10/17/25
Listing
$840,888
Neighborhood Comparison

 SubjectAverage HomeNeighbourhood Ranking (100 Listings)
Beds34
45%
Baths22
50%
Square foot1,3141,774
21%
Lot Size9,2007,800
64%
Price$841K$900K
33%
Price per square foot$640$511
87%
Built year19511961
32%
HOA
Days on market20149
1%
Condition Rating
Fair

Built in 1951, this property features a recently updated kitchen with modern white shaker cabinets, quartz countertops, subway tile backsplash, and stainless steel appliances, which is a significant positive. However, the description notes the 'interior may need a few weeks of TLC and updates.' The bathroom appears functional but less recently updated, with older shower tiling. Other areas feature older hardwood flooring and a traditional brick fireplace. While the kitchen is a strong point, the overall age of the home and the need for updates in other areas, as indicated in the listing, prevent it from being classified as 'Good' or 'Excellent' for the entire property. It is maintained but shows signs of being outdated in several components.
Pros & Cons

Pros

VA Assumable Loan: The property offers a rare VA assumable loan, which is open to non-veterans, providing a significant financial advantage and broader buyer appeal.
Expansive Lot & ADU Potential: An exceptionally large 9,200+ sq ft lot presents limitless possibilities, including ample space for building an Accessory Dwelling Unit (ADU), creating a vibrant garden, or designing an entertainer’s paradise.
Mature Fruit-Bearing Grounds: The meticulously cared-for grounds feature mature fruit-bearing trees (grapes, lemons, peaches, calamansi, guava) and colorful flowers, offering a unique private retreat and self-sufficiency.
No HOA or Mello-Roos: The absence of HOA fees and Mello-Roos taxes significantly reduces ongoing ownership costs, enhancing the property's long-term value and affordability.
Prime Chula Vista Location: Situated in an established Chula Vista neighborhood with unbeatable access to schools, parks, dining, I-5, and downtown, offering convenience and strong community ties.

Cons

Interior Requires Updates: The interior of the home needs a few weeks of TLC and updates, indicating potential renovation costs and time investment for modernizing the living spaces.
Older Construction: Built in 1951, the property may have older systems (plumbing, electrical, HVAC) and design elements that could require significant upgrades or maintenance in the near future.
Limited Interior Square Footage: With 1,314 sq ft, the home's interior living space is relatively modest, especially compared to the expansive lot, which might be a consideration for buyers seeking more spacious indoor accommodations.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse market stats by State