940 W Cliff Drive, Santa Cruz, California 95060, Santa Cruz, - bed, bath

ACTIVE$4,499,000
940 W Cliff Drive, Santa Cruz, California 95060
3Beds
3Baths
2,552Sqft
6,665Lot
Year Built
1996
Close
-
List price
$4.5M
Original List price
$5.79M
Price/Sqft
-
HOA
-
Days on market
-
Sold On
-
MLS number
ML81999446
Home ConditionFair
Features
Excellent View: Bay, Ocean
Patio
ViewBay, Ocean
About this home
The 3 bedroom, 3 bath main home boasts 2,552 sf with a ground floor bedroom and full bath. Located on the prestigious 900 Block with unobstructed views of the Monterey Bay, a quick stroll to Lighthouse Field and Steamer's Lane. The primary bedroom overlooking the Bay, includes a jacuzzi tub, fireplace and walk-in closet. Ocean views from nearly every window in the house. Two outdoor patios, including one in the front yard accessed from a sliding glass door. Sitting on top of the two car garage is a one bedroom apartment with a full kitchen.
Price History
Date
Event
Price
09/18/25
Price Change
$4,499,000-8.1%
08/12/25
Price Change
$4,895,000-7.6%
08/07/25
Price Change
$5,295,000
03/25/25
Listing
$5,795,000
Neighborhood Comparison
| Subject | Average Home | Neighbourhood Ranking (87 Listings) | |
|---|---|---|---|
| Beds | 3 | 3 | 50% |
| Baths | 3 | 2 | 56% |
| Square foot | 2,552 | 1,815 | 85% |
| Lot Size | 6,665 | 7,558 | 42% |
| Price | $4.5M | $1.51M | 97% |
| Price per square foot | $1,763 | $903 | 97% |
| Built year | 1996 | 9850987 | 85% |
| HOA | |||
| Days on market | 225 | 152 | 85% |
Condition Rating
Fair
Built in 1996, the property is well-maintained and move-in ready. However, the kitchen features wood cabinets and countertops that appear dated, and the bathrooms, particularly the primary with its built-in jacuzzi tub and tile, reflect a 1990s/early 2000s aesthetic. While functional and clean, these key areas show signs of being outdated rather than recently renovated, aligning with the 'Fair' condition criteria.
Pros & Cons
Pros
Unobstructed Ocean & Bay Views: Located on the prestigious 900 Block with unobstructed views of the Monterey Bay and ocean views from nearly every window, offering unparalleled scenic beauty.
Prime Coastal Location: Enjoy a quick stroll to iconic Lighthouse Field and Steamer's Lane, providing immediate access to Santa Cruz's most desirable coastal attractions.
Versatile Guest/Income Unit: A separate one-bedroom apartment with a full kitchen above the two-car garage offers excellent potential for rental income, guest accommodation, or a dedicated home office.
Luxurious Primary Suite: The primary bedroom boasts Bay views, a jacuzzi tub, a fireplace, and a walk-in closet, creating a private and opulent retreat.
Functional Layout with Ground Floor Bedroom: The main home includes a convenient ground floor bedroom and full bath, enhancing accessibility and flexibility for multi-generational living or guests.
Cons
Significant Price Reductions: The property has undergone multiple substantial price reductions from its original list price of $5.795M to $4.499M, suggesting potential market resistance or initial overpricing.
Potential for Dated Interiors: Built in 1996, the main home's general interior finishes may require updating to meet current luxury market expectations, as no comprehensive renovations are explicitly mentioned.
Modest Lot Size for Price Point: The 6,665 sqft lot, while functional, might be considered relatively small for a property in this high-end coastal market, potentially limiting extensive outdoor amenities.

